Patients & Visitors
Insurance
Is IVCH part of your health care plan? To better serve your health care needs, IVCH participates in the following managed care plans:
Aetna
www.aetna.com
IVCH Employee Health Plan
BAS – Benefit Administrative Systems, LLC
www.BASHealth.com
Beech Street (Viant)
www.beechstreet.com, www.viant.com
BlueCross BlueShield of Illinois PPO
www.bcbsil.com
Caterpillar (The Network)
www.cathealthbenefits.com
Cigna, Inc.
www.cigna.com
Coventry Health Care of Illinois, Inc. (formerly known as PersonalCare and includes First Health)
www.chcillinois.com
ECOH (Employers Cooperative on Healthcare)
www.ecoh.com
Galaxy Health Network
www.galaxyhealth.net
Great-West
www.greatwest.com
Health Alliance Medical Plans PPO
www.healthalliance.org
HealthSmart Preferred (formerly known as Preferred Plan and InterPlan)
www.healthsmart.com
HFN, Inc.
www.hfninc.com
Humana, Inc.
www.humana.com
MultiPlan/PHCS
www.multiplan.com, www.phcs.com
Mutual Medical Plans, Inc. (Consumer Care)
www.mutualmedical.com
OSF Health Systems Direct Access Network (DAN)
www.osfhealthcare.org/DAN
Unicare/HealthLink
www.healthlink.org
United Behavioral Health
www.ubhonline.com
United Healthcare
www.unitedhealthcare.com
United Healthcare of the River Valley
www.uhcrivervalley.com
Please check to make certain IVCH is in-network if you are considering switching from Original Medicare to any Medicare replacement plan.
If the network identified on your insurance card is not listed above, IVCH may not have a participation agreement with that particular network.
Also, be advised that IVCH may not participate with every product line within any given plan. In addition, medical staff physicians may not participate in all these same networks.
Be aware that when you elect to use the services of a nonparticipating hospital or physician for anything other than emergency services or a service approved by the insurer in advance, the basis of your benefit payment will be determined according to your insurance policy's "out-of network" rules and you may be responsible for the balance.
Before you seek nonemergency services at IVCH, you are strongly encouraged to obtain information regarding out-of-pocket expenses by calling the telephone number on your insurance identification card to make certain your services are covered at the highest benefit level, thus reducing your out-of-pocket costs.
Be aware that making certain IVCH and your physicians are in network and that any required precertification is done is the patient’s responsibility. Please call the phone number listed on the back of your ID card for this information.
Remember
Managed-care organizations can change network arrangements, benefits and/or providers without notice. Some plans may pay a lesser benefit if you have certain tests or procedures done locally, increasing your out-of-pocket costs.
Before seeking nonemergency health care, check with your insurance company, HMO or PPO network, or your employee benefits department to make certain all services are covered at IVCH.
You may be liable for certain services if they are not preauthorized; always check with your health plan before any elective admission or testing to determine if it is a covered service.
You may receive separate billings from hospital-based physicians such as radiologists and pathologists for services provided through IVCH; these providers are not employees of IVCH and provide services through independent practices or other entities.
Contact Us
We welcome your suggestions regarding IVCH’s participation in additional managed-care programs. Please call 815.780.4642 with information concerning other managed care plans the hospital should consider.
